Report on housing finance in the global financial market

Various factors, such as an increase in the supply of financing opportunities and deregulation of loan markets, have contributed to a decline in costs for both lenders and borrowers in the global housing finance markets over the past ten years. This is revealed in a new report, "Housing finance in the global financial market”. The report contains analyses of common development trends and driving forces over the past ten years in the housing finance market for owner-occupied housing in 17 countries, including Sweden.

The report has been produced by a working group with participants from 17 central banks and headed by Lars Nyberg, Deputy Governor of the Riksbank. This work has taken place within the framework of the Committee on the Global Financial System, which is a sub-committee of the BIS (Bank for International Settlements).

The report can be downloaded in pdf-format from the BIS website, see link below.