Vicky Saporta is Director of Financial Policy in the Prudential Policy Directorate at the Bank of England. Her department is responsible for macroprudential and microprudential financial policy affecting PRA-authorised banks and insurers in the United Kingdom. Vicky represents the Bank of England in a range of international fora. She currently represents the Bank on the Policy Development Group of the Basel Committee on Banking Supervision and on the Technical Committee of the International Association of Insurance Supervisors. Vicky holds a PhD in Economics and an M.Phil in Finance from the University of Cambridge.